1. Complete Loan Entrance Counseling HERE. This is a federal requirement for first time borrowers, and explains a student's rights, responsibilities, and consequences for borrowing and paying back Federal Student Loans.
  2. Electronically Sign MPN HERE (Master Promissory Note). This is also required for first time borrowers. By signing it, the student agrees to pay back the loan. The YCCC Financial Aid Office recommends first time borrowers print a copy for their records.
  3. Apply for an iGrad account here (previously SALT), and provide a printed confirmation page to the YCCC Financial Aid Office.
  4. Complete a Stafford Loan Application (on the right of this page). Applications can be mailed, faxed, hand delivered, or scanned and emailed.


  • When signing in to complete the Entrance Counseling and MPN the Federal PIN will be used (same as FAFSA)
  • All first time borrowers are required to complete Entrance Counseling and have a signed MPN on file before the financial aid office can process a loan application on their behalf. Continuing loan borrowers are typically exempt from this requirement.
  • Call 1-800-557-7394 for problems signing the MPN.
  • Student loan borrowers who leave school, drop below half-time status, or graduate will be required to complete Loan Exit Counseling